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BMO January Promotion
Submitted by Krishan on January 13, 2026 - 11:30am
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Hope you had a wonderful Holiday Season and are looking forward to making 2026 your very best year ever!

  • Up to $4,100 Cash Back Promotion for switches, renewals, and refinances transferred in from other lenders – see attached
  • It’s estimated 1 million plus mortgages are up for renewal in 2026 with many facing payment increases – will your client need help?
  • Quite a few pe-sales are completing in Greater Vancouver (see attached list), does your client need financing?

 

Switch/Refi/Transfer-in Promotion Jan 5- Feb 27 (app date)

 

 

Mortgage Rates Jan 12/2025 (subject to change without notice)

Prime rate 4.45%

1yr

2yr

3yr

4yr

5yr

5yr

Type /Yr

fixed

fixed

fixed

fixed

fixed

variable

Default Insured 25yr < 20% down

5.33%

4.73%

3.94%

4.24%

4.29%

3.78%

25yr amortization > 20% down

5.47%

4.85%

4.04%

4.36% 

4.37% 

3.90%

30yr amortization > 20% down

5.57%

4.95%

4.13%

4.43% 

4.40%

4.00%

Home Equity Line of Credit (HELOC) 1st

4.95% (P+0.5)

 



 

AttachmentSizeType
BMO 2026 Winter Switch Offer.pdf2.61 MBapplication/pdf
Pre-Sale Completions 2026 Jan.pdf207.8 KBapplication/pdf
 
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