Hope you had a wonderful Holiday Season and are looking forward to making 2026 your very best year ever!
- Up to $4,100 Cash Back Promotion for switches, renewals, and refinances transferred in from other lenders – see attached
- It’s estimated 1 million plus mortgages are up for renewal in 2026 with many facing payment increases – will your client need help?
- Quite a few pe-sales are completing in Greater Vancouver (see attached list), does your client need financing?
Switch/Refi/Transfer-in Promotion Jan 5- Feb 27 (app date) |
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Mortgage Rates Jan 12/2025 (subject to change without notice) | |||||||
Prime rate 4.45% | 1yr | 2yr | 3yr | 4yr | 5yr | 5yr | |
Type /Yr | fixed | fixed | fixed | fixed | fixed | variable | |
Default Insured 25yr < 20% down | 5.33% | 4.73% | 3.94% | 4.24% | 4.29% | 3.78% | |
25yr amortization > 20% down | 5.47% | 4.85% | 4.04% | 4.36% | 4.37% | 3.90% | |
30yr amortization > 20% down | 5.57% | 4.95% | 4.13% | 4.43% | 4.40% | 4.00% | |
Home Equity Line of Credit (HELOC) 1st | 4.95% (P+0.5) |
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| Attachment | Size | Type |
|---|---|---|
| BMO 2026 Winter Switch Offer.pdf | 2.61 MB | application/pdf |
| Pre-Sale Completions 2026 Jan.pdf | 207.8 KB | application/pdf |