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Desjardins October 2026 Guarantee Advantage (MLTI) Campaign is out now!

Desjardins Guarantee Advantage

• Guaranteed minimum return or principal guaranteed at maturity (100% principal protection at maturity)
• Risk-free access to securities of well-established companies
• Higher return potential than fixed-interest term investments
• No portfolio management and no management fees
• 100% Death Benefit guarantee
• Deposits accepted until the age of 95 years less a day
• Eligible for registered and non-registered plans, including TFSAs
• Can be used as a tax deferral strategy for individuals and corporations
• Protected by Assuris
• Desjardins is the largest provider of market linked term investments in Canada with 25% market share

Desjardins Annuities

• Advanced Life Deferred Annuity - Only annuity that can defer clients’ payments between 5 – 30 years, can be used as a tax deferral strategy 
• Copycat Annuities - A copycat annuity is a life annuity purchased using the commuted value (CV) of a defined benefit (DB) pension.
• Life and Term Certain Annuities

Desjardins GIAs

• Redeemable and Non-Redeemable Term Investments