Desjardins October 2026 Guarantee Advantage (MLTI) Campaign is out now!
Desjardins Guarantee Advantage
- Guaranteed minimum return or principal guaranteed at maturity (100% principal protection at maturity)
- Risk-free access to securities of well-established companies
- Higher return potential than fixed-interest term investments
- No portfolio management and no management fees
- 100% Death Benefit guarantee
- Deposits accepted until the age of 95 years less a day
- Eligible for registered and non-registered plans, including TFSAs
- Can be used as a tax deferral strategy for individuals and corporations
- Protected by Assuris
- Desjardins is the largest provider of market linked term investments in Canada with 25% market share
Desjardins Annuities
- Advanced Life Deferred Annuity - Only annuity that can defer clients’ payments between 5 – 30 years, can be used as a tax deferral strategy
- Copycat Annuities - A copycat annuity is a life annuity purchased using the commuted value (CV) of a defined benefit (DB) pension.
- Life and Term Certain Annuities
Desjardins GIAs