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The August 2026 Guarantee Advantage campaign opened for deposits today!

The August 2026 Guarantee Advantage features table is attached which opened for deposits on May 21^st and closes for deposits on July 22^nd, 2026.

The initial date of the campaign is August 12^th, 2026.

Desjardins Guarantee Advantage

• Guaranteed minimum return or principal guaranteed at maturity (100% principal protection at maturity)
• Risk-free access to securities of well-established companies
• Higher return potential than fixed-interest term investments
• No portfolio management and no management fees
• 100% Death Benefit guarantee
• Deposits accepted until the age of 95 years less a day
• Eligible for registered and non-registered plans, including TFSAs
• Can be used as a tax deferral strategy for individuals and corporations
• Protected by Assuris
• Desjardins is the largest provider of market linked term investments in Canada with 25% market share

Returns_GA.pdf (updated every Friday)

Tracking returns calculator – Guarantee Advantage

Desjardins – Allocation simulator - RRIF income  (must be logged into Webi to use)

TermInvestmentContract.pdf (here you can see Desjardins GIA and Annuity Rates)

Here is the general link for Webi: Desjardins Insurance’s extranet for advisors | Webi

Guarantee Advantage & Annuities

P: 1-877-647-5435, option 1

F: 1-866-647-5092

savings@dfs.ca

Commission

The commission is paid at the time the deposits are invested in the special daily interest investment:

• For the term of 2 year and 2 days, the commission is 0.8%
• For the term of 3 year and 2 days, the commission is 1.2%
• For the term of 4 year and 2 days, the commission is 1.6%
• For the term of 5 year and 2 days, the commission is 2.0%
• For the term of 6 year and 2 days, the commission is 2.4%
• For the term of 7 year and 2 days, the commission is 2.8%
• No trailer fees