Our best Term rates in years | Download Wave 58.0 today

Submitted by Krishan on February 23, 2026 - 10:43am

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Our most competitive Term rates in years

Great news! Effective February 23, 2026, we’re decreasing rates on Term life 10, 15, 20, 25 and 30 base plans and Term riders. We’re determined to keep Term life affordable to help you meet your clients’ needs with:

Lower rates across all ages and bands—an overall decrease of 5%.
Proportionately lower renewal rates.

See our improved average rankings 1

Term	New	Old	Decrease
T10	2	6	-6.3%
T15	1	4	-4.2%
T20	2	8	-7.5%
T25	1	4	-4.3%
T30	1	4	-3.4%

Get more details, plus tools to help you talk about Term with your clients.
Download Wave 58.0 to quote current rates and help ensure the best client experience.
For details of the changes in the Wave 58.0 release, please refer to our summary of changes and transition rules
Remember: Empathy loss support services are included on all policies for no additional fee.

Download now

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