Spring update and dividend scale for 2025/2026  

Good news! The Equitable^® Board of Directors has approved continuing our current dividend scale for the period of July 1, 2025, to June 30, 2026. 

•    The interest rate* we use to decide the dividend scale will stay at 6.40%.

•    Other factors used to decide the dividend scale will stay the same.

•    The interest rate for policies with dividends on deposit will stay at 3.50%.

•    The interest rate for most policy loans will stay at 6.50%. This applies to both new and existing policy loans, and automatic premium loans. It specifically applies to Equimax^® policies with a 9-digit policy number that starts with either "3" or "8". Older policies may have different loan rates as they are based on the prime interest rate.

*The dividend scale interest rate (DSIR) is different from the participating account (PAR) rate of return. The DSIR smooths out the ups and downs of the participating account experience. The PAR rate of return is the return on the investments in the participating account over the calendar year.  

Need more information?

• 2025 Advisor Dividend Scale Notice

• 2025 Client Dividend Scale Notice

• Dividend Information Page

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