Help Canadians put their tax refund to work 

Did you know that nearly 6 out of 10 tax returns filed last year resulted in an average refund of $1,696.¹  

This provides a great opportunity for you to help Canadians secure their financial future in a way that perhaps they have not considered before.

How? By investing in a Critical Illness Insurance Policy... even better, a CI Policy with Return of Premium Benefits. Your clients get a cash benefit to help them financially during their critical illness recovery period. And if they never make a claim, they can surrender their policy and get their premiums refunded, just in time for retirement.

Help Canadians put their tax refund to work.

Share this CI presentation “Putting your tax refund to work” with your clients and prospects.

BMO Insurance’s new Living Benefit Plans include:

• Broad range of coverage terms with highly competitive rates
• New ROPS options for Living Benefit 75 and 100 Plans
• Best Doctors^®† coverage for the life insured, their immediate and extended family members
• 2013 CLHIA benchmark definitions for 25 covered conditions including Loss of Independent Existence
• Early Discovery Benefit payment of 15% up to $50,000 for the diagnosis of:
  • Early Prostate Cancer, Early Breast Cancer, Early Skin Cancer
  • Early Stage Blood Cancer, Early Stage Intestinal Cancer, Early Thyroid Cancer
  • Coronary Angioplasty
• More FYC on base plans and riders