For many families, the cottage is no longer just a recreational property. It’s a significant family balance sheet asset with core long-term tax, liquidity, and emotional implications.

The question advisors are increasingly facing is simple: Should the cottage be transferred during lifetime, or at death?

After decades of appreciation and evolving tax awareness, more families are reconsidering when and how to move secondary properties to the next generation.

That’s why we’re inviting you to join us for Cottage Succession Planning: A Strategic Approach to Intergenerational Transfer.

• Date: Thursday, April 2
• Time: 3:00 PM ET

Hear from leading voices across legal and wealth strategy:

• Pattie Lovett-Reid, Chief Financial Commentator, HomeEquity Bank
• Peter Lillico, Estate Lawyer specializing in cottage succession planning and long-standing speaker with the Federation of Ontario Cottagers’ Associations
• Andrew Cairns, wealth management specialist

In this session, we’ll explore:

• How timing and transfer strategies can materially reduce capital gains tax paid
• Strategic approaches to addressing capital gains without disrupting broader financial plans
• Why coordinated legal, tax and financial advice is critical to protecting, strengthening and sustaining intergenerational transfer 
• How HomeEquity Bank’s Custom Solutions can serve as one planning tool within a broader intergenerational wealth transfer strategy

With tax season top of mind, it’s a timely moment to revisit how cottage transfers are being considered within broader estate and intergenerational wealth plans.

This webinar is accredited for 1 CE credit.

Reserve your spot and gain clarity on one of the most pressing intergenerational planning conversations facing your clients today.
 

South Tower, ‌200 Bay Street, Suite 3500, Toronto, ON M5J 2J1

HomeEquity Bank ^TM | All Rights Reserved.