| Pair Kid Start with 10 or 20 Pay EstateMax® Participating Whole Life With highly competitive total premiums and guaranteed values, EstateMax is the ideal engine to power a Kid Start strategy. See for yourself how it compares to other leading plans when it comes to guaranteed cash values in adulthood: Estate PAR plan - 20 Pay For $35,000 with Enhanced dividend option‡ | Male, non-smoker,
aged 0 | Empire Life EstateMax 20 Pay | Competitive
Product A | Competitive
Product B | Competitive
Product C | Total Coverage | $35,000 | $35,000 | $35,000 | $35,000 | Annual Premium | $223.76 | $394.00 | $230.53 | $656.00 | Following coverage amounts and guaranteed cash values (GCSV) are based on quotes with premiums matched to the highest annual premium above ($656.00). | Total Coverage | $122,067 | $79,501 | $117,489 | $35,000 | GCSV Year 20 | $7,890 | $3,954 | $$7,117 | $4,047 | GCSV Year 30 | $11,041 | $9,074 | $10,320 | $5,469 | GCSV Age 65 | $34,318 | $24,974 | $28,927 | $15,019 | GCSV Age 85 | $50,595 | $36,754 | $41,942 | $21,515 | ‡ Values shown are based on a comparison of Empire Life EstateMax 20 pay with Enhanced Dividend option for a male, aged 0, to three other comparable PAR products for the same life insured. Competitive Product A is Canada Life's Estate Achiever Plus, Competitive Product B is Equitable Life Estate Builder and Competitive Product C is Sun Life's Par Protector. Premiums and values for all products shown are based on quotes run with companies' illustration software on December 1, 2021. |
To access Kid Start resources, including a video that you can share on social media, please visit our website. Also, be sure to register for our upcoming webinar on intergenerational wealth transfer (see below). 
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