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Dear Valued Advisor,

We just repriced our term life insurance products. We are very competitive in the 1M+ bracket.

Also, our pricing can be even more competitive when you bundle our products. We have the Multi-Coverage discount which can reduce the pricing on our products.

Other great aspects of our product line:

• Credit card payment for annual premiums (every year, not just the first one).
• Contractual exchange options (conversion from term to term).
• 13 Conversion options available.
• Contractual Association options for estate planning needs (convert an individual plan into a JLTD).

Also, we now offer conversions into our PAR for term policies older than 10 years old. Previously, we had a 10-year limitation. A client who owns a policy established more than 10 years ago can now convert in any of our permanent products available!

Attachment: Term Pricing Memory Aid