Rates are on the move! Here's what you need to know.

Rate Change Notification

Our interest rates have changed effective January 27, 2025.

Rates for the following products have changed:

•	Guaranteed Investment Certificates (RSP, RRIF, TFSA and non-registered)

Term

Compound/Annual interest

1 year

3.20%

Semi-annual interest and monthly interest rates may have also changed - please click here to view all our current rates on Advisor Portal.

With 4.80%* interest for up to 5 months on TFSA, RRSP & Advantage Accounts you could make your clients' cash savings work harder!

View our special mortgage rate offers for new applications.

Note: This email contains rate information on all Manulife Bank's products. Check with your Dealer, MGA or insurance firm for information about which products you can offer your clients.

With Manulife Bank, competitive rates are just part of our offering. Learn about our unique banking solutions tailored to your clients' needs. As the Partner's Bank, we help your clients find the cash to fund your financial recommendations. Contact your dedicated Business Development Manager, call 1-855-518-7546 or email banksales@manulife.ca

Legal

Rates are subject to change without notice. Posted rates are annual unless otherwise stated. Manulife Bank's posted deposit rates are effective for amounts totaling up to $5 million for Client Name Deposit Accounts and Guaranteed Investment Certificates and $2 million for Nominee Name Deposit Accounts deposited into a particular type of account, whether in one or more than one account of the same type and including joint accounts. To review your options for amounts greater than these or for more information, please contact Manulife Bank at 1-877-765-2265 or (fax) 1-877-565-2265. In the event that amounts deposited exceed these maximums, Manulife Bank may at any time adjust the interest rates applicable to the accounts.

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