 | • | Longevity protection: Life annuities offer income that lasts a lifetime. |
 | • | Guaranteed income: Dependable and customizable. |
 | • | An attractive income-generating investment offering: Manulife Annuities may provide a higher income rate than other guaranteed products. |
 | • | Payment guarantees: Some of our guarantee features ensure a specific amount is paid to the beneficiary(ies), no matter what happens. |
 | • | Simplicity and peace of mind: Income is guaranteed and will not be affected by future changes in the financial markets and interest rates. |
 | • | Tax advantages for non-registered annuities: Income may have tax advantages, e.g., prescribed taxation, access to pension tax credit, and pension income splitting. |