| Manulife Bank's and Manulife Trust's interest rates have changed effective February 6, 2023 |
| Rates for the following products have changed: |
 | • | Up to 4.50% - Guaranteed Investment Certificates (RSP, RRIF, TFSA and non-registered) |
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| Please click here to view our most current rates on Advisor Portal. |
| To view our special mortgage rate offers for new applications, click here |
| Earn 4.50%* on TFSAs & RRSPs. Help your clients reach their goals faster! |