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Insurance & Investments Simple. Fast. Easy.® |
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September 1, 2023 |
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Join our TRIIPSS Webinar: Getting paid for the value you provide |
Regulations and product changes drive how advisors get paid.
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Fund Flyers are now updated with Q2 data |
Our client facing marketing material for the following three funds are now updated to reflect financial information as of June 30, 2023. They present a comprehensive explanation of the three funds, aimed at offering your clients a clearer understanding of their benefits and potential. Visit our Empire Life Guaranteed Investment Funds page to access these updated flyers. |
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Empire Life Dividend Growth Fund update |
The Empire Life Dividend Growth Fund* outperformed 96% of its peers in the year ending June 30, 2023, while the Empire Life Dividend Balanced Fund ranked in the 1st quartile, outperforming 88% of its peers. This commentary highlights the fund's strong performance for the year and some of the key drivers while emphasizing the fund's potential to offer investors conservative exposure to equities with an attractive dividend yield. |
* The legal name of the fund is “Dividend Growth Fund”. |
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Mid-year review and a look ahead |
Recently, we sat down with SVP and CIO, Paul Holba to get his thoughts on the events that have impacted markets year to date, and where the investment team sees opportunity going forward.
Find out how Empire Life’s segregated funds maintain resilience in today's market and how they’re positioned going forward. |
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Planned Giving reference piece updated |
Planned Giving is a socially-conscious approach to wealth planning that integrates personal tax planning with philanthropic wishes. Here are some insurance-assisted tax strategies to help support your client's chosen charity. |
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Now available on-demand: Shared ownership and critical illness insurance |
Critical illness insurance policies are often purchased under a shared ownership structure which may also be referred to as a split-dollar arrangement. Such shared ownership structures may take many different forms as the needs and objectives of the parties involved will determine not only the policy that will be considered by the clients but the structure of the shared ownership. Establishing a shared ownership structure will require some work from advisors to provide guidance in the beneficiary and payer structure of the shared ownership.
This webinar is also available in French.
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Maximize the Estate Value of the Holdings in Your TFSA |
Some Canadians, who are approaching retirement age, may decide to leave the funds in their TFSA to their heirs.
Combining the power of permanent participating life insurance with a Tax Free Savings Account can help to significantly increase the estate value of the funds in their TFSA. |
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Q2 Earnings Overview |
We issued this news release reporting on our Q2 results for 2023. In the news release, President and CEO Mark Sylvia said, "Our second quarter net income was an improvement over 2022, and although our current net income was lower than expected due to changes in interest rates and a number of one-time expenses, our insurance revenue this quarter increased compared to the prior year. The fundamentals of our business continue to be positive. Our capital position, as measured by LICAT, continues to be very strong and is well above both supervisory and internal targets.” |