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The Empire for Life Loyalty Program rewards your clients for staying invested with us1
Thank you for helping your clients achieve a great milestone! Much has happened in the markets over the past 10 years and through it all, you have counselled your clients to remain invested with Empire Life to help them achieve their financial goals.
We are pleased to inform you that some of your clients own an eligible Empire Life segregated fund contract that as of its 10th anniversary will qualify to receive a credit equal to 5% of the annual management fee for the eligible contract as part of the Empire for Life Loyalty Program2. |
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How did my clients become eligible? |
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How is the management fee credit calculated? |
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Invest more and save |
How will my eligible clients be informed? |
If you have any additional questions about this new benefit, please contact our Customer Service Team at 1 800 561-1268 or speak to your |
1 Empire Life reserves the right to change the terms, or cease offering, the Empire for Life Loyalty Program at any time without prior notice. The Empire For Life Loyalty program was launched on 2 Contract owners must have owned an eligible Empire Life segregated fund contract continuously for 10 years after the program launched. Eligible contracts include: All Empire Life Elite Investment Program, Elite XL Investment Program, Empire Life Class Segregated Funds, Empire Life Class Plus 2, and Empire Life Class Plus 2.1 contracts. Empire Life Guaranteed Investment Funds (GIF) contracts issued between November 1, 2014 and May 28, 2018 are also eligible for the program. 3 The management fee credit will be equal to 5% of the management fee of the Fund Class Units that are attributed to the client’s contract following the qualification period. The management fee credit will be used to purchase additional Fund Class Units and will be allocated proportionately based on the Market Value of each Fund(s) that the client is invested in on December 31 of each year (or the last valuation date of the year, if earlier). 4 Additional deposits available for Empire Life Guaranteed Investment Funds, Empire Life Class Segregated Funds, Empire Life Elite Investment Program, and Elite XL Investment Program. Segregated Fund contracts are issued by The Empire Life Insurance Company (“Empire Life”). A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a segregated fund is invested at the risk of the contract owner and may increase or decrease in value. Please read the information folder, contract and fund facts before investing. Past performance is no guarantee of future performance. All returns are calculated after taking expenses, management and administration fees into account. |





