Third party owners/payors on NF2F Smart Apps

Effective immediately, SmartApp now supports 3rd party owners and payors on non face-to-face (NF2F) applications.

When completing a NF2F Smart App, where the owner or payor is a 3rd party, please remember that you are required to complete the following AML forms:

Owner or Payor Relationship*

Form Required

Type of Product

How to add to SmartApp

3rd Party non-Entity (Individual)

Dual Process Verification of Identity, 798

►	Universal life insurance
►	BMO Insurance Whole Life with Additional Payment Option (APO)

Download form from BMO Insurance Advisor site.

The completed and signed form must be attached to the application in the Additional Documents section on the eSignatures screen.

3rd Party Entity

Entity Verification, 715

►	Universal life insurance
►	BMO Insurance Whole Life with Additional Payment Option (APO)

The required forms are automatically generated with the illustration from The Wave software**.

The completed and signed form must be attached to the application in the Additional Documents section on the eSignatures screen.

* If the owner and payor are both 3^rd parties, separate forms are required for each.
** In the case of 3^rd Party Entity payors, this form can be downloaded from the BMO Insurance Advisor site.

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