Reason #1: Highly Competitive Rates
BMO Insurance
Minimum Premium Level COI Ranking1
Male Non-Smoker | 35 | 40 | 45 | 50 | 55 | 60 | 65 | 70 | 75 |
$250,000 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 |
$500,000 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
$1,000,000 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
Female Non-Smoker | 35 | 40 | 45 | 50 | 55 | 60 | 65 | 70 | 75 |
$250,000 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 3 | 3 |
$500,000 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
$1,000,000 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
Joint Last to Die Male NS Female NS | 55 55 | 57 57 | 59 59 | 61 61 | 63 63 | 65 65 | 67 67 | 69 69 | 71 71 | 73 73 |
$500,000 | 2 | 1 | 2 | 1 | 1 | 2 | 2 | 1 | 1 | 1 |
$1,000,000 | 2 | 1 | 2 | 1 | 1 | 2 | 2 | 1 | 1 | 1 |
$5,000,000 | 2 | 1 | 2 | 1 | 1 | 2 | 2 | 1 | 1 | 1 |
Plus … Check out our NEW and IMPROVED YRT and YRT 85/20 rates!
Reason #2: Guaranteed Market Indexed Account (GMIA)2
GMIAs are 10 year term investment accounts designed for individuals looking for principal protection along with the upside potential of returns linked to equity market performance. Returns are guaranteed never to be negative!
Reason #3: A Preferred List of Indexed Accounts on Life Dimensions:
- Over 200 Indexed Accounts
- Returns linked to 12 Preferred Fund Managers
- 32 Indexed Accounts without a UL Fee on Life Dimensions (Low Fees)
- An expanded list of BMO ETF Indexed Accounts
Reason #4: Outstanding Support Team
- Underwriting Expertise - we have a reputation for being experts in large case financial underwriting. Our Elite Underwriting Team and strong reinsurance relationships can help you on your more complex large cases. Plus, we have two onsite dedicated Medical Doctors with extensive experience who are available for those special cases where there is a need to bridge the gap with your client’s General Practitioner.
- Our Business Development and Advanced Markets Team can help you package your large case. Contact the BMO Insurance regional sales office in your area and let us know how we can help you!
Reason #5:BMO Insurance Health AdvocateTM Plan available at NO Extra Charge on all our UL plans!
- Medical Information and Advisory Services ††
- Offer your clients unlimited access to medical information and services from Best Doctors®† — a leader when it comes to delivering world class medical advice and support.
- Personal Assistance Services ††
- Offer your clients personal assistance services provided by Morneau Shepell, one of Canada’s leading providers of these programs.
2 A GMIA is a unique class of investment option offered on all new Life Dimensions universal life insurance policies (issued under version 2010/11/18 or later). The GMIA minimum deposit requirement for each Series is $2,000 (for Level COI or YRT plans).
The information contained on this page is related only to the designated fund or funds shown above. As part of a BMO Life Assurance Company policy, you do not purchase units in this designated fund or a legal interest in any security. Past performance is no guarantee of future performance. While every effort has been made to provide accurate and complete information, BMO Life Assurance Company and Fundata Canada will not be held liable for any inaccuracies, errors or omissions in the information provided.
†† BMO Insurance offers the services on a referral basis only and will not charge you for the services provided. Morneau Shepell and Best Doctors will not charge you for the services they provide. You may however, incur additional costs for services or for providers that may be referred to you by Morneau Shepell or Best Doctors. These additional charges are incurred at your sole discretion and BMO Insurance will not be liable for their payment. BMO Insurance reserves the right to change the service provider, the nature of services or cancel access to these services at any time without notice, unless otherwise stated.
®† Best Doctors is a registered trademark of Best Doctors, Inc. Expenses associated with medical treatment, travel and lodging relating to these services are the responsibility of the member.
Insurer: BMO Life Assurance Company
MB 449 (2017/02/01)