GIC-style accounts offered on universal life policies provide the security of guaranteed returns, but with today’s low interest rates, they aren’t the most attractive option.
On the other hand, indexed accounts linked to the returns of popular market indices or mutual funds offer higher return potential but returns may be too volatile for some clients!
How can your clients get the upside potential of equity-linked returns without the risk of negative returns?
Take a look at the North American Equity Enhanced Market Indexed Account (EMIA)!
Have clients who may be interested? Share this video and client brochure with them!
For more details, check out the EMIA page on bmoinvestpro.ca.
Note: This account is only available on universal life insurance policies issued on January 1, 2017 or later (i.e. those issued under Wave 33.0 or later).