Beneva Term Plus

Thank you for attending Beneva's presentation, “Term Plus – Protecting the present, planning for the future,” hosted by Arsheen Vishash. During the session, Arsheen provided an overview of Beneva’s Term Plus solution—a flexible, all‑in‑one life insurance option designed to meet both personal and business needs.

Attached, you will find a copy of the presentation as well as the detailed underwriting guidelines for your reference. Below is a summary of the key takeaways discussed, along with links to important resources:

Key Takeaways

• Comprehensive Protection:
  • Life Insurance: Flexible term lengths from 10 to 40 years.
  • Extreme Disability: Up to 50% advance of the insurance amount (max $250,000) if disabled before age 60.
  • Disability Loan Rider: Monthly indemnity up to $3,500 for eligible loans and obligations.
  • Critical Illness Rider: $20,000 tax-free lump sum for cancer, heart attack, or stroke.

·  Resources 

• https://www.beneva.ca/sites/beneva/files/2022-12/MIND0159A_term_plus_product_description_guide.pdf. Click or tap if you trust this link.">Term Plus - Product Description Guide 
• https://www.beneva.ca/sites/beneva/files/2022-12/MIND0250A_list_occupation_total_disability_rider.pdf. Click or tap if you trust this link.">List of occupations eligible for 2 year or non-insurable
• https://www.beneva.ca/sites/beneva/files/2022-12/MIND0294A_term_plus_exchange_program.pdf. Click or tap if you trust this link.">Term Plus Life Exchange Program
• https://www.beneva.ca/sites/beneva/files/2022-12/MIND0162A_ci_product_description_guide.pdf. Click or tap if you trust this link.">Critical Illness - Product Description Guide
• https://www.beneva.ca/sites/beneva/files/2023-02/DIND0073A_assistance_benefit.pdf. Click or tap if you trust this link.">Assistance Benefit
• https://www.beneva.ca/sites/beneva/files/2022-12/MIND0274A_immigration_foreign%20residency_guidelines.pdf. Click or tap if you trust this link.">Underwriting guidelines for Temporary Residents